12-month Euribor
Euro area · EUR · Money-market benchmark
The 12-month Euribor is 3.345 % as of 17 Sep 2026, up 38.9 bp over the past 30 days.
3.345 %
- 30-day change
- raised +38.9 bp
- A month ago
- 2.956 %
- Latest observation
- Source
- Bundesbank + ECB
3.345 % ·
18 Sep 20250.00 – 3.374 %18 Sep 2026
Recent fixings
| Date | Rate | Change |
|---|---|---|
| 3.345 % | −2.9 bp | |
| 3.374 % | +4.4 bp | |
| 3.33 % | +1.8 bp | |
| 3.312 % | +15.2 bp | |
| 3.16 % | +2.2 bp | |
| 3.138 % | +2.1 bp | |
| 3.117 % | +0.1 bp | |
| 3.116 % | +0.8 bp | |
| 3.108 % | −0.1 bp | |
| 3.109 % | +4.1 bp |
Euribor is fixed every TARGET business day by EMMI and published here one business day later.
At a glance
- Economy
- Euro area
- Currency
- EUR
- Type
- Money-market benchmark
- Set by
- European Money Markets Institute (EMMI)
- History since
- 1994
Questions and answers
- What is the 12-month Euribor today?
- The 12-month Euribor is 3.345 % as of 17 Sep 2026, up 38.9 bp over the past 30 days.
- What is 12-month Euribor?
- Euribor (Euro Interbank Offered Rate) is the rate at which euro-area banks lend unsecured funds to one another. The 12-month tenor is fixed every TARGET business day by the European Money Markets Institute (EMMI) and is the reference for many mortgages, loans and derivatives across the euro area.
- How has the 12-month Euribor moved recently?
- It was 2.956 % a month ago and 2.16 % a year ago.
Other Euribor tenors
- 1-month Euribor2.475 %
- 3-month Euribor2.633 %
- 6-month Euribor2.962 %
Source: Deutsche Bundesbank, European Central Bank — Euribor monthly averages. Latest observation 17 Sep 2026. Refreshed every 30 minutes.